Loan Against Property - LAP Loan Online | MyFinanceCare

Unlock the Value of Your Property Loan Up To 80% of Property Value

Get secured funding against residential, commercial or industrial property for business expansion, working capital, education or personal needs.

Top Bank Offers

Compare Leading Bank Loan Offers

Check interest rate, processing fee, loan amount and choose the most suitable offer with expert support.

#1

State Bank of India

SBI Loan Against Property

Public Sector Bank

Interest Rate 8.20% – 11.50%

Processing Fee As per policy

Loan Amount Up to 80% property value

Tenure Up to 20 Years

Apply Now Bank Website

Secured loan against residential or commercial property.

Low interest
Long tenure
Secured funding
No hidden charges

#2

Bank of Baroda

Bank of Baroda Loan Against Property

Public Sector Bank

Interest Rate 8.70% – 12.25%

Processing Fee As per policy

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Affordable LAP option for business and personal needs.

Public sector trust
Low EMI
Long tenure
Transparent process

#3

HDFC Bank

HDFC Loan Against Property

Private Bank

Interest Rate 8.75% – 12.50%

Processing Fee Up to 1%

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Loan against property for business and personal needs.

Fast approval
High loan amount
Flexible tenure
Simple process

#4

Union Bank of India

Union Bank Loan Against Property

Public Sector Bank

Interest Rate 8.75% – 12.40%

Processing Fee As per policy

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

LAP solution for business expansion and fund needs.

Low EMI
Secured funding
Flexible usage
Simple process

#5

ICICI Bank

ICICI Loan Against Property

Private Bank

Interest Rate 8.85% – 12.75%

Processing Fee Up to 1%

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Unlock property value with secured funding support.

High ticket loan
Flexible EMI
Top-up option
Fast disbursal

#6

Punjab National Bank

PNB Loan Against Property

Public Sector Bank

Interest Rate 8.85% – 12.50%

Processing Fee As per policy

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Secured loan option against property value.

Easy EMI
Property backed
Long tenure
Trusted bank

#7

Bank of India

Bank of India Loan Against Property

Public Sector Bank

Interest Rate 8.95% – 12.75%

Processing Fee As per policy

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Loan against residential or commercial property.

Secured loan
Long tenure
Simple documentation
Competitive rate

#8

Axis Bank

Axis Bank Loan Against Property

Private Bank

Interest Rate 9.00% – 13.50%

Processing Fee Up to 1%

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Property-backed loan with flexible repayment terms.

Flexible tenure
Quick approval
Business use
Simple documents

#9

LIC Housing Finance

LIC Housing Loan Against Property

Housing Finance Company

Interest Rate 9.00% – 13.00%

Processing Fee As per policy

Loan Amount Up to 75% property value

Tenure Up to 15 Years

Apply Now Bank Website

Property-backed finance from trusted housing finance company.

Trusted brand
Flexible EMI
Property funding
Long tenure

#10

Bajaj Housing Finance

Bajaj Housing Loan Against Property

NBFC

Interest Rate 9.25% – 14.00%

Processing Fee Up to 1.5%

Loan Amount Up to 80% property value

Tenure Up to 18 Years

Apply Now Bank Website

High-ticket LAP option with flexible eligibility.

High funding
Fast approval
Flexible policy
Top-up available

Benefits

Loan Against Property Solutions

Use your property value to get high-ticket secured loan funding with flexible tenure and competitive interest rates.

Benefits will be updated soon.

Why MyWealthCare

Why Choose MyFinanceCare for Loan Against Property?

We help you compare banks, structure your LAP requirement, arrange documentation and get suitable secured funding options.

Bank Comparison

Compare multiple lenders before applying.

Eligibility Guidance

Understand profile fitment before submission.

Document Support

Get a smoother file login experience.

Transparent Process

Clear communication from enquiry to closure.

Loan Schemes

Top Bank Schemes & Offers

Explore common bank-wise features before applying for a suitable loan option.

Low interest rate options.
Daily reducing balance benefit for home loans.
No hidden charges.
Prepayment benefits as per bank policy.
Concession options for eligible women borrowers.

Fast processing support.
Flexible repayment options.
Digital journey and customer support.
Suitable options for salaried and self-employed profiles.

Quick pre-approval options.
Flexible tenure options.
Minimal documentation support for eligible customers.
Digital loan tracking and assistance.

Competitive rate options.
Transparent terms and charges.
Longer tenure for eligible products.
Suitable for stable income and property-backed profiles.

Expert Guide

Loan Against Property Guide & Key Highlights

Understand lender benefits, eligibility factors and documents before applying.

Interest Rate

Rates depend on loan type, profile and lender policy.
Credit score and income stability can affect pricing.
Existing obligations may impact eligibility.

Eligibility

Age, income, employer/business profile and banking history matter.
Salaried and self-employed customers can apply.
Final approval depends on bank policy.

Documents Required

PAN card and Aadhaar card.
Income proof, salary slips or ITRs.
Bank statements and property papers where applicable.

Processing Support

Eligibility check before application.
Document review and lender comparison.
Regular status coordination during processing.

Key Features

This loan product helps customers meet important financial goals with structured repayment, bank comparison support and professional assistance. Final interest rate, loan amount, tenure and charges depend on the lender policy and customer profile.

Eligibility Overview

Applicants are generally evaluated based on age, income stability, credit score, existing loans, employer or business profile, banking conduct and product-specific requirements.

Documents Required

Common documents include PAN card, Aadhaar card, income proof, bank statements, employment or business proof and any additional documents requested by the lender.

FAQs

Frequently Asked Questions

Clear answers to common questions before you start your loan application.

FAQs will be updated soon.

Apply With Confidence

Need help choosing the right bank offer?

Speak with MyWealthCare and get guided support for eligibility, documentation and lender comparison.

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